This premium marketing data is a collection of individual who have universal life insurance and are note satisfied with their current policy or wish to add coverage, or they have made a qualified inquiry to purchase a universal life policy. As Sizeable changes influence the lives of these prospects ( marriage, new child, home purchase, etc.) many have realized that a new life insurance policy or an additional policy is essential. These qualified insurance shoppers are interested in coverage typically in the $100,000 - $250,000 range. The self-reported information also indicates that this higher-income audience is attracted to policies which offer a cash- value feature, and are also willing to pay the higher associated premium. Optional opt-in email addresses and do-not-call suppressed home telephone numbers for telemarketing are also available with this premium mailing list, and all marketing data points, self-reported and public, are audited and double verified each month through 2 or more organic sources ensuring superior accuracy and a receptive and responsive audience.